Dog Day Afternoon

I can't wait to bring this up in my No-Fault class.

So let's say you're teaching your dog to drive, and being that it lacks the opposable thumbs necessary to steer, a detail you overlooked, the two of you get in an accident. Do you need to name the dog in the lawsuit, or can you just name the owner and rely on the doctrine of respondent superior? Is the dog covered under the car owners insurance policy? Can animal translators be brought in to assist in eliciting valuable testimony from the dog? If you get a judgment against the dog, how do you collect?

It can be my new de-facto hypo, like Oprah giving away the cars was in Tax.